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The “pre-existing conditions” debate often focuses on a specific type of pre-existing condition. A recent post by Chris A. Osgood titled How to talk about pre-existing conditions: the Affordable Care Act specifies that companies must insure people with pre-existing conditions and eliminates co-pays and deductibles. While this is helpful, Osgood also highlights how the debate over the law’s impact on insurance access isn’t really a “pre-existing condition” issue at all.
Pre-existing conditions are often mentioned as a key part of the Affordable Care Act, largely because the phrase was used by opponents of the law. But the law does not require coverage for pre-existing conditions. There are several existing, non-insurance-specific health conditions that can be considered pre-existing conditions. For example, a person with asthma might have been a smoker or have been exposed to secondhand smoke for a long time. Similarly, a person who had a heart attack or bypass surgery in the past might be considered to have a pre-existing condition.
Public opinion about whether people with pre-existing conditions should be excluded from coverage is complex. The most recent Fox News poll conducted from February 28 to March 2 found that:
63% of respondents said they do not believe that people with pre-existing conditions should be barred from coverage.
35% said they do believe that people with pre-existing conditions should be barred from coverage
13% said they aren’t sure.
And even though a majority of respondents said they do not think insurance companies should be able to deny coverage for pre-existing conditions, one-in-four said they would oppose new laws to ensure that insurance companies can’t stop people with such conditions from enrolling.
In November 2016, pollsters Morning Consult conducted two polls on the question of pre-existing conditions and found that while only about one-in-ten thought insurance companies should be able to deny coverage, just over half thought
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